How To Update ICICI Bank KYC In Online?
The Know Your Customer (KYC) update is an essential component of safeguarding banking operations. In accordance with the RBI’s guidelines, every banking customer must undergo KYC verification to verify their identity. ICICI Bank works with this affirmation through both modernized and real methodologies, ensuring a streamlined cycle.
Explore further to learn about the specifics of the ICICI Bank KYC update procedure, the required paperwork, and additional information.
How to Modify ICICI Bank’s eKYC?
eKYC, or Electronic Know Your Client, is an instrument for carefully refreshing your KYC data. This strategy includes the bank checking your personality and home utilizing reports you transfer for confirmation purposes. Using ICICI Bank’s iMobile Pay app or Internet Banking, you can carry out an eKYC update. Alternately, you can send your documents via email to the official email address of ICICI Bank.
Updating ICICI Bank KYC Online
There are two avenues to update your KYC with ICICI Bank online:
- iMobile Pay App
- Internet Banking
Revise ICICI KYC Using the iMobile Pay App
1. Access the iMobile Pay app and log in.
2. Upon logging in, a KYC update notification will appear if an update is necessary. Tap on the ‘Document Upload’ option within the notification.
3. Your account number will be shown. Select the authorization and proceed by clicking ‘Proceed’.
4. Review and amend your personal details if necessary, upload your PAN card, and click ‘Proceed’.
5. Next, upload your address proof document and photograph, then click ‘Proceed’.
6. Verify the prefilled FATCA details, authorize them, and click ‘Proceed’.
7. Enter your profile details, confirm the KYC declaration, and click ‘Submit’.
8. Review the details and click ‘Continue’ to finalize the process.
A success notification will be displayed, including an SR number to track your KYC update status.
Revise ICICI KYC via Internet Banking
1. Log into the ICICI Bank net banking portal.
2. Upon login, a KYC update notification will appear if your KYC needs updating. Confirm the authorization and select the ‘Update Through Document Upload’ option in the notification.
3. Review your personal details, edit if necessary, and upload your PAN card.
4. Update of Address: If you wish to update your address, select the option ‘I want to update my address.’ Enter the new address and upload the address proof document (even in case of no update of address) along with your photograph. Confirm the authorization and click ‘Continue’.
5. Verify the prefilled FATCA details, authorize them, and click ‘Confirm’.
6. Enter your profile details, affirm the KYC declaration, and click ‘Confirm’.
7. Review the details and click ‘Continue’ to complete the update.
A confirmation message will appear along with an SR number for tracking the KYC update status.
Methods to Update ICICI Bank KYC
In addition to online methods, there are two alternative approaches to updating ICICI Bank KYC:
- InPerson at the Branch
- Via Video Call
Update ICICI KYC by Visiting the Bank Branch
1. Visit the ICICI Bank branch where you have an account, along with the required KYC documents.
2. Obtain the KYC form from the bank and fill it up.
3. Submit the form with the duly attached documents.
After submitting it, ICICI Bank will verify the documents. Once verification goes through, confirmation of the KYC update shall be given by the Bank. This is communicated to the customer by a confirmation message to their registered mobile number.
Update ICICI KYC via Video Call
Another method for KYC updating involves a video call. This option allows you to update KYC for multiple accounts swiftly. Log into your ICICI Bank net banking or iMobile Pay app and select the ‘Video Call’ option in the KYC due notification. A video call will be initiated with ICICI Bank. A bank representative will join the call, during which you will need to display your original KYC documents. The representative will verify your documents and signature online to complete the KYC process.
Documents Required for KYC in ICICI Bank
For KYC verification with ICICI Bank, account holders must provide:
PAN Card as Identity Proof. If unavailable, you may submit any one of the following:
Passport
Voter ID Card
Aadhaar Card
Driving License
Address Proof (Any one of the following):
Passport
Driving License
NREGA Job Card
Aadhaar Card
Voter ID
Importance of Updating KYC Information with ICICI Bank
Refreshing KYC data with ICICI Bank is urgent in light of multiple factors:
The thorough KYC system protects your record against data fraud, tax evasion, and psychological militant funding.
It gives ICICI Bank valuable bits of knowledge into a client’s profile, supporting gamble evaluation.
KYC refreshes guarantee total character check of clients and their related organizations, assisting with affirming authenticity.
Suspicious or unusual behavior can be identified by monitoring account activity and transactions on a regular basis.
Convenient refreshing of your ICICI Bank KYC guarantees a solid and consistent financial experience. By refreshing your KYC through the iMobile Pay Application or net banking, you follow RBI guidelines and stay away from potential record freezes.